The development of Internet finance makes various P2P platforms appear in front of investors, and the risks of each platform are also different. Investors must understand and minimize the risks of investment before choosing, so how should we judge the risks of a platform? Below, I will share some methods for you.
Internet platform
fund
1. Try to choose platforms with older qualifications, longer operating time and good reputation, because their risk management system is generally relatively perfect.
2. Examine the authenticity of platform loans, which is an important index to judge platform risks. Some bad platforms will create an illusion of "bustling market" by forging borrowers or other methods.
3. Choose the platform with the most small loan amount, because those with a large single loan amount, in millions or even tens of millions of platforms, may be too concentrated risk, so investors also need to pay attention to.
4. Note that there are a large number of "second mark" platforms, there are many borrowers after borrowing a few hours to a day to repay the platform, in general, there is a certain risk.
Platform authenticity
Operating hours