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The other party's insurance claim is unsuccessful, how can I report my car insurance

2018-04-05 22:24:37

The car has insurance, this is not exaggerated, this is the true reflection of today's vehicle insurance, the general accident, we must be thinking of insurance, but the insurance will also refuse to claim the situation.

Methods/Steps
1

In general, after an accident occurs in a vehicle, each vehicle has a certain responsibility, unless it is particularly obvious that a parked vehicle is hit, so there will be full responsibility and no responsibility.

2

For traffic insurance, as long as the liability is not divided into no responsibility and full responsibility, it is to be compensated, the property limit is 2000 yuan, the medical limit is 10,000 yuan, and the disability limit is 110,000 yuan.

3

For reimbursement claims, not every time is successful, because sometimes there will be a change of driver. Drugged driving. Drunk driving and other behavior, such a situation is to deny compensation.

4

There are some fake scenes, intentional accidents, etc., generally these are insurance refused, for this situation, there is no way to refuse compensation.

5

Since the other party's insurance refused to pay for it, then the loss of your car can only be paid by the other party's owner, if you did not report at that time, then you can report your own insurance first.

6

Then take the scene photos to the summary accident treatment, issue a summary determination, so that part of your responsibility is your insurance money.

7

The other party's responsibility part can only let the other party pay their own money, so it is more reasonable to deal with, if the other party refuses to pay, it can only Sue.

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